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Bajaj Finance Q4 FY26 Results: Pune-headquartered Bajaj Finance -- a private sector non-banking financial company (NBFC) -- on Wednesday reported a consolidated net profit of Rs 5,464.6 crore for the quarter ended March 31, marking a 22 per cent surge over the year-ago period that fell short of analysts' expectations. For the quarter ended March 31, 2025, the NBFC had posted a net profit of Rs 4,479.6 crore.
Its net interest income -- a key measure of top line for financial institutions -- increased 20.1 per cent on a year-on-year basis to Rs 11,781 crore, according to a regulatory filing.
According to Zee Business research, Bajaj Finance was estimated to register a net profit of Rs 5,631 crore with net interest income of Rs 11,832 crore.






The NBFC's March-quarter total income increased 21 per cent Rs 14,209 crore, according to the filing.
Core operational income
The company clinched a 21 per cent jump in its fourth-quarter pre-provisioning operating profit (PPoP) to Rs 9,408 crore.
PPoP is a key measure of core operational income that determines a financial institution's operational efficiency.
Asset quality
The company's asset quality largely remained steady during the quarter.
Its gross non-performing assets (GNPAs) -- or gross bad loans -- came in at 1.01 per cent of total assets for the March quarter, as against 0.96 per cent for the previous three months.
The firm's fourth-quarter net non-performing assets (NNPAs) stood at 0.41 per cent, versus 0.44 per cent for the October-December period.
The company's assets under management (AUM) increased 22 per cent on a year-on-year basis to Rs 5.10 lakh crore, as of March 31.
The lender declared a dividend of Rs 6 per equity share -- a 600 per cent payout given the face value of Re 1 per equity share.
Here's a brief history of the NBFC's dividends in the past five years:
| Announcement date | Ex-dividend date | Type | dividend |
|---|---|---|---|
| April 30, 2025 | May 30, 2025 | Final | Rs 44 |
| April 29, 2025 | May 9, 2025 | Special | Rs 12 |
| April 25, 2024 | June 21, 2024 | Final | Rs 36 |
| April 26, 2023 | June 30, 2023 | Final | Rs 30 |
| April 26, 2022 | June 30, 2022 | Final | Rs 20 |
| April 27, 2021 | July 8, 2021 | Final | Rs 10 |
ALSO READ: 600% Dividend Alert! Bajaj Finance declares cash payout with Q4 results — Check record dat
The company reported 20 per cent growth in the number of new loans booked in Q4.
Its customer franchises rose 17 per cent to 119.33 million, as of March 31
FY26
For the year ended March 31, the Pune-based company's consolidated net profit soared 24 per cent to Rs 19,332 crore, while its NII increased 21 per cent to Rs 44,110 crore.
Before one-time actions, noted the company, its PAT grew 24 per cent to Rs 20,689 crore in FY26.
During the year, the company took an exceptional charge of Rs 265 crore due to gratuity liability arising from past service costs on account of the New Labour Codes (implemented in November).
Earlier in the day, the Bajaj Finance stock rose by Rs 9.2 -- or 1.0 per cent -- to close at Rs 932.6 apiece on BSE.
At the current level, the largecap NBFC stock has lost 4.1 per cent of its value so far this year. During this period, the Nifty 50 and Nifty Financial Services indices have fallen 7.5 per cent and 6.2 per cent, respectively.
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