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ICICI Pru Q4 Results Preview: Insurer set to clinch double-digit percentage growth in profit, premium income
ICICI Prudential Life Insurance Company is set to report its financial results on Tuesday, April 14. The private sector life insurer is expected to stage a strong performance for the final three months of FY26, on the back of its improving product mix.
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ICICI Pru is slated to report its financial results on Tuesday.
Written By: ZeeBiz WebTeam
Updated: Tue, Apr 14, 2026
07:32 PM IST
07:32 PM IST
New Delhi, ZeeBiz WebDesk
ICICI Prudential Life Insurance Company is seen staging a strong financial performance for the final three months of FY26, on the back of an improved product mix and better margins. The Mumbai-headquartered company is set to report its results for the quarter and the year ended March 31 on Tuesday, April 14.
ICICI Prudential Life Insurance Q4 Preview: What to expect in the top and bottom lines?
According to Zee Business research, ICICI Prudential Life Insurance Co is set to report a standalone net profit of Rs 460 crore for the quarter ended March 31, which translates to an increase of 19 per cent over the corresponding period a year ago.
The life insurer is expected to register a March-quarter gross premium income of Rs 19,260 crore, marking a 14 per cent year-on-year rise. For the quarter ended March 31, 2025, ICICI Pru had registered a a gross premium income of Rs 16,833 crore.
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Analysts expect the private life insurance provider to clinch a recovery in its protection business and stage strong growth in its non-linked unit.
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ICICI Pru Q4 Earnings Preview: New business estimate and VNB margin
Zee Business analysts expect ICICI Prudential Life to register new business annualised premium equivalent (APE) of Rs 3,620 crore for the January-March period. APE is a key metric that determines the top line of life insurance business. It is calculated using the total value of new business by summing regular annual premiums.
ICICI Pru Life Insurance operating performance
ICICI Pru is estimated to register a value of new business (VNB) margin of 24.6 per cent for the March quarter, according to the research. That marks an year-on-year increase of 190 basis points (bps) -- or 1.9 percentage points.
The analysts expect the insurance company to stage robust growth in its non-linked business, with an improvement in its product mix.
Typically, an improved in an insurer's non-linked business -- or traditional insurance plans that are not linked to market performance -- with a better overall mix signals a shift toward higher-quality earnings.
How ICICI Pru Life fared in Q3
ICICI Pru staged a mixed performance for the previous three months, with a 19.8 per cent rise in its net profit to Rs 3,902 crore and a 3.7 per cent decline in its net premium income to Rs 1.18 lakh crore.
Its annualised premium equivalent grew 3.6 per cent YoY to Rs 2,525 crore, driven by strong growth in retail protection. However, the metric was partially offset by a decline in group APE due to lumpiness and a high base in group funds.
ICICI Pru shares vs Nifty50
ICICI Prudential Life shares (ICICIPRULI) have fallen 19.5 per cent so far this year, underperforming an 8.8 per cent fall in the Nifty50 index.
The insurance stock has lost 4.3 per cent of its value in a year, worse than a 2.2 per cent rise in the headline index.
In Q4, the stock fell 23.7 per cent while the Nifty tumbled 14.5 per cent.
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