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Shriram Finance Q4 FY26 Results: With Rs 3,014 crore PAT, NBFC beats estimates—300% dividend declared
Shriram Finance has reported better-than-expected earnings for the March quarter, with a nearly 41 per cent rise in its net profit.
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Shriram Finance Q4 FY26 Results: With Rs 3,014 crore PAT, NBFC beats estimates
Written By: ZeeBiz WebTeam
Updated: Fri, Apr 24, 2026
04:17 PM IST
04:17 PM IST
New Delhi, ZeeBiz WebDesk
Private sector non-banking financial company (NBFC) Shriram Finance reported a standalone net profit of Rs 3,013.6 crore for the quarter ended March 31, marking a jump of 40.9 per cent over the corresponding period a year ago.
The March-quarter net profit exceeded analysts' estimates.
According to Zee Business research, the NBFC was estimated to report a net profit of Rs 2,780 crore for the final quarter of FY26.
TRENDING NOW
Shriram Finance Q4 Earnings: Net interest income vs estimates
The NBFC's fourth-quarter net interest income (NII) increased 15.6 per cent to Rs 6,994.1 crore, according to a regulatory filing.
The Zee Business research team had pegged Shriram Finance's quarterly net interest income at Rs 6,778 crore.
Its earnings per share increased 40.8 per cent to Rs 16.02.
Assets under management (AUM)
Shriram Finance reported year-on-year growth of 14.9 per cent in its total assets under management to Rs 3,02,273.8 crore, as of March 31.
That was almost in line with expectations. Analysts had pegged the AUM growth at 15 per cent.
ALSO READ: ICICI Bank vs HDFC Bank — Which offers better upside after Q4?
Segment-wise AUM break-up
The company's commercial vehicle AUM grew 19.5 per cent to Rs 1,41,666.6 crore, while passenger vehicle AUM went up 19.1 per cent to Rs 64,413.1 crore.
Its construction equipment AUM fell 25.6 per cent to Rs 13,309.5 crore.
The AUM in its farm equipment, MSME, two-wheeler and gold categories increased 32.3 per cent, 10.2 per cent, 11.8 per cent and 36.9 per cent, respectively.
| Product | Q4 FY26 amount in crore rupees | YoY change (%) |
| Commercial Vehicles | 1,41,666.6 | 19.5% |
| Passenger Vehicles | 64,413.1 | 19.1% |
| Construction Equipments | 13,309.5 | -25.6% |
| Farm Equipments | 6,886.5 | 32.3% |
| MSME | 41,244.6 | 10.2% |
| Two Wheelers | 17,414 | 11.8% |
| Gold | 6,622.5 | 36.9% |
| Personal Loans | 10,717 | 11.5% |
| Total AUM | 3,02,273.8 | 14.9% |
Shriram Finance dividend per share
The company announced a final dividend of Rs 6 per equity share for the year ended March 31 -- a 300 per cent payout given the face value of Rs 2 per equity share.
Earlier, the company had announced an interim dividend of Rs 4.8 per equity share in October.
ALSO READ: SBI Life Q4 Results: At Rs 805 crore, PAT beats expectations; gross premium income jumps 16%
FY26
Shriram Finance's net profit rose 20.9 per cent to Rs 9,998.2 crore for the year ended March 31. Its net profit for the previous year stood at Rs 8,271.6 crore, excluding a one-time gain of Rs 1,489.4 crore from the sale of its stake in subsidiary Shriram Housing Finance.
Its net interest income for the year grew 14.1 per cent to Rs 26,051.4 crore.
Fund-raise in FY27
The company's board approved a proposal to raise funds through debt securities in FY27.
Asset quality
The financial institution's asset quality largely remained stable.
Its gross non-performing assets (GNPAs) stood at 4.58 per cent of total loans in Q4 versus 4.54 per cent in the previous quarter.
Net non-performing assets (NNPAs) were at 2.33 per cent in the March quarter, as against 2.38 per cent from the previous three months.
ALSO READ: Union Bank Q4FY26 Results: Profit up 7%, asset quality improves; Rs 5 dividend announced
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