हिंदी में पढ़ें

Retirement Planning

EPF vs PPF vs NPS: Which retirement scheme can turn a Rs 12,500 monthly investment into Rs 2.84 crore?

EPF vs PPF vs NPS: Which retirement scheme can turn a Rs 12,500 m...

Wed, May 20, 2026

EPF, PPF and NPS are among India’s most popular retirement investment options, but each offers different returns, risk levels and tax benefits. Here’s how a Rs 12,500 monthly investment over 30 years can potentially grow into a retirement corpus of up to Rs 2.84 crore.

How much equity to hold in portfolio? Experts bank on this age-wise retirement strategy

How much equity to hold in portfolio? Experts bank on this age-wi...

Fri, May 01, 2026

Retirement Planning: Speaking with Zee Business, Vikas Puri, Senior Partner, Complete Circle Capital and Kirttan Shah, Founder & CEO, Truvanta Wealth, explained that with people working for about 30–35 years but potentially living up to 80–85 years, individuals may need to fund nearly 50–60 years of expenses. This makes early and disciplined investing essential.

Retirement planning: How Rs 10,000 SIP can grow to Rs 8 crore? Experts explain portfolio strategy, inflation impact

Retirement planning: How Rs 10,000 SIP can grow to Rs 8 crore? Ex...

Sun, Apr 19, 2026

Retirement planning explained: Experts explain how a Rs 10,000 monthly SIP can grow to Rs 8 crore over time. Know the role of portfolio strategy, asset allocation and inflation in building a strong retirement corpus.

TRENDING NOW

EPFO Rules 2026: 15 Major Changes To PF Withdrawals, Pensions, And New ATM Access

EPFO Rules 2026: 15 Major Changes To PF Withdrawals, Pensions, An...

Tue, Feb 17, 2026

The EPFO has launched 15 historic reforms to simplify social security for millions of employees. Key updates include the consolidation of withdrawal rules into three simple categories, a 75% immediate withdrawal option after job loss, and the highly anticipated ATM/UPI withdrawal facility starting April 2026. With the auto-settlement limit raised to ₹5 lakh and interest rates at 8.25%, these digital-first changes aim to make your PF account as accessible as a savings account while protecting your long-term retirement.

Planning your retirement in 2026? Experts share smart investment strategies

Planning your retirement in 2026? Experts share smart investment...

Sat, Feb 14, 2026

Experts Hemant Rustagi, CEO of Wiseinvest, and Viral Bhatt, founder of Money Mantra, shared practical tips on how to prepare for a secure retirement in 2026. Both experts agree that retirement planning is a continuous process, and the process of building a secure retirement corpus requires three key steps, which they shared in a financial conversation with Zee Business.

Planning retirement? These 7 schemes can generate steady monthly income post-retirement

Planning retirement? These 7 schemes can generate steady monthly...

Thu, Jan 15, 2026

Planning retirement income is about more than saving money - it is about creating dependable monthly cash flows after salaries stop. Schemes such as Atal Pension Yojana, NPS, EPFO pension, Post Office Monthly Income Scheme, Senior Citizens’ Savings Scheme, SWPs and annuity plans can help retirees secure regular income while protecting capital. A well-balanced mix of these options can ensure financial independence and peace of mind throughout retirement.

PPF Calculation: How Rs 12,000 a month can build a tax-free Rs 40 lakh corpus?

PPF Calculation: How Rs 12,000 a month can build a tax-free Rs 40...

Thu, Jan 15, 2026

PPF Calculation: Public Provident Fund remains one of the most dependable long-term investment options for Indian savers seeking safety, stability and tax-free returns. Whether you invest Rs 3,000 or Rs 12,000 per month, the calculations show that consistency and time are the biggest wealth creators. With government backing, EEE tax status and predictable compounding, PPF continues to be a solid choice for retirement planning, children’s education and long-term financial security.

Guaranteed pension under NPS? PFRDA panel to review withdrawal and payout rules

Guaranteed pension under NPS? PFRDA panel to review withdrawal an...

Tue, Jan 13, 2026

PFRDA has formed a 15-member expert committee to explore assured pension payout options under the National Pension System. The panel will examine withdrawal rules, payout structures, risk management and consumer protection, with the aim of providing retirees more stable and predictable income while keeping NPS market-linked and sustainable.

Rs 1 crore by 45? The SIP 'magic formula' every 30-year-old should know

Rs 1 crore by 45? The SIP 'magic formula' every 30-year...

Mon, Nov 24, 2025

A 30-year-old can build a Rs 1 crore corpus by 45 through a disciplined 15-year SIP, assuming a monthly investment of around Rs 25,000 and a 12 per cent annual return. The combination of rupee-cost averaging and compounding makes SIPs a powerful long-term wealth tool.

NPS and APY cross Rs 16 lakh crore in AUMs; subscriber base tops 9 crore

NPS and APY cross Rs 16 lakh crore in AUMs; subscriber base tops...

Mon, Oct 13, 2025

AUM of NPS and APY exceeded Rs 16 lakh crore with the subscriber base surpassing the 9 crore mark, bolstered by PFRDA's new steps like the Multiple Scheme Framework and coverage for gig workers.

Power of Compounding: How soon can you generate Rs 7 crore retirement corpus with just Rs 17,000 monthly SIP investment?

Power of Compounding: How soon can you generate Rs 7 crore retire...

Thu, Sep 25, 2025

Power of Compounding: SIP in mutual funds can be a parking spot for your money if you invest in a planned and strategic manner. In this write-up, we will calculate how much time you need to generate a Rs 7 crore corpus with just a Rs 17,000 monthly SIP investment.

Retirement Planning via SIP: How much money would you need to invest in mutual funds every month for 10 years to create a corpus of Rs 1 crore?

Retirement Planning via SIP: How much money would you need to inv...

Mon, Sep 22, 2025

Retirement Planning via SIP: Suppose you want to build a corpus of around Rs 1 crore by investing in SIP mutual funds. Assuming an average annual return rate of 12 per cent, you are investing for 10 years to build this corpus. Now, can you guess how much money you would need to invest in SIP every month? Find here –

Retirement Planning: Is Rs 1 crore enough for your retirement? Know for how many years can you sustain with that amount

Retirement Planning: Is Rs 1 crore enough for your retirement? Kn...

Thu, Aug 28, 2025

Step-up SIP: As per the calculations, one needs to invest Rs 37,200 per month with an annual step-up of five per cent for 10 years to achieve a Rs 1 crore retirement corpus. The expected annualised return is 12 per cent.

Power of Rs 17,00,000 one-time investment: How much time Rs 17 lakh lump sum investment in mutual fund can take to create Rs 1 crore, Rs 2 crore & Rs 3 crore corpus?

Power of Rs 17,00,000 one-time investment: How much time Rs 17 la...

Thu, Aug 21, 2025

National Senior Citizens Day Special: It's never too late to start planning for your retirement. Whether you are 30, 40, or 50 years old, you can start building your post-retirement corpus whenever you want. In this write-up, we will calculate how many years you will need to create a retirement corpus of Rs 1 crore, Rs 2 crore, and Rs 3 crore with a Rs 17,00,000 lump sum investment in a mutual fund.

Gratuity Calculator: What will be your gratuity payout for Rs 65,000, Rs 75,000 & Rs 85,000 last-drawn basic salary after 9 years and 6 months of service?

Gratuity Calculator: What will be your gratuity payout for Rs 65,...

Thu, Aug 07, 2025

Calculate your gratuity for Rs 65,000, Rs 75,000, and Rs 85,000 basic salary after 9 years and 6 months of service using the official gratuity formula under the Payment of Gratuity Act.

Rs 10 Lakh Lump Sum Investment: In how many years can you create over Rs 5 crore and Rs 7 crore retirement corpuses? Check calculations

Rs 10 Lakh Lump Sum Investment: In how many years can you create...

Mon, Aug 04, 2025

Lump sum investments are better for long-term goals like a child's education, retirement, or purchasing a house.

Gratuity Calculation: Know your gratuity for Rs 35,000, Rs 55,000 & Rs 75,000 last-drawn basic salary after 7 years 5 months of service?

Gratuity Calculation: Know your gratuity for Rs 35,000, Rs 55,000...

Sat, Aug 02, 2025

Learn how gratuity is calculated in India using last-drawn basic salary and years of service, eligibility criteria and examples showing gratuity amounts for different salaries after 7 years and 5 months of service.

Retirement Planning: Are you 40 years old and want to get Rs 55,000/month at retirement? Know how much you may need to invest one time, yearly and monthly

Retirement Planning: Are you 40 years old and want to get Rs 55,0...

Fri, Aug 01, 2025

Retirement Planning: Are you 40 years old and want to retire at 60 with Rs 55,000 inflation-adjusted monthly income till 80 years of age? Know how much you may need to invest as a lump sum, yearly, and monthly to achieve that target.

Retirement Planning: How much corpus do you need for your retirement? FI number tells you everything

Retirement Planning: How much corpus do you need for your retirem...

Thu, Jul 31, 2025

The FI number will be different for all depending on your lifestyle, expenses, and retirement vision.

Rs 7,000 SIP Vs Rs 7,00,000 Lump Sum: Which can generate a higher corpus in 30 years?

Rs 7,000 SIP Vs Rs 7,00,000 Lump Sum: Which can generate a higher...

Mon, Jul 28, 2025

Let’s find out which investment option may generate a higher corpus in 30 years on the respective amount mentioned above. We will find out the difference with the help of calculations.

SIP vs PPF: Rs 90,000 annual investment for 30 years; which option can build larger corpus?

SIP vs PPF: Rs 90,000 annual investment for 30 years; which optio...

Tue, Jul 22, 2025

Compare SIP and PPF for a Rs 90,000 yearly investment over 30 years. Discover which option—safe and stable PPF or market-linked SIP—delivers higher returns for long-term retirement planning.

Gratuity Calculator: What will be your gratuity for Rs 65,000, Rs 75,000 & Rs 85,000 last-drawn basic salary after 9 years and 6 months of service?

Gratuity Calculator: What will be your gratuity for Rs 65,000, Rs...

Sat, Jul 19, 2025

Know your gratuity amount after 9 years and 6 months of service. Check how much you’ll get with a basic salary of Rs 65,000, Rs 75,000, or Rs 85,000.

Rs 5,000 SIP Vs Rs 5,00,000 Lump Sum: Which can generate a higher corpus in 35 years?

Rs 5,000 SIP Vs Rs 5,00,000 Lump Sum: Which can generate a higher...

Thu, Jul 17, 2025

Let’s find out which investment option may generate a higher corpus in 35 years on the respective amount mentioned above. We will find out the difference with the help of calculations.

Load More

LIVE TV

By accepting cookies, you agree to the storing of cookies on your device to enhance site navigation, analyze site usage, and assist in our marketing efforts.

x